Investment Planning And Regular Savings

Building wealth around your financial goals  often depends on long term strategies to help you make the most of your finances. In most cases, this means employing your current assets through a diversified, tax-efficient investment portfolio designed to maximise returns.

No matter if your wealth is tied up in your business or based on a salary supplemented with regular bonuses, as specialised financial advisers we are prepared to work with you and, based on your goals, create practical solutions optimised for growth.

By including assets with investment returns that move up and down under different market conditions, an investor can protect against significant losses within a portfolio. Historically, the returns from the major asset classes have not moved up and down at the same time, so by investing in more than one asset type, you’ll reduce the risk of losing money and your portfolio’s overall investment returns should have a smoother ride.

Time Horizon – the number of years, or decades you will be investing to achieve a particular financial goal can make a significant difference. If you think about it, an investor with a longer time horizon may feel more comfortable taking on a riskier, or more volatile investment because they can ride out the inevitable ups and downs of our markets.

Risk Tolerance – being prepared to lose some or all of your original investment in exchange for greater potential returns. An aggressive investor, is more likely to risk losing money in order to obtain better long term results, whereas a cautious investor, tends to favour investments that try to preserve the original investment.

The actual process of determining which mix of assets to hold in your portfolio is a very personal one. The asset allocation that works best for you at any given point in your life will depend largely on your time horizon and your ability to tolerate any potential losses. We have use cutting-edge psychometric risk profiling software to make sure we help you make the right decision.

We also provide advice on ethical investments if you are concerned about how the companies you invest in make their profits or are looking to make positive changes to the world through your investment choices.

Please remember that the value of investments, and any income from them, can fall as well as rise so you could get back less than you invest. If you are unsure of the suitability of your investment please seek advice. Tax rules can change and the value of any benefits depends on individual circumstances.

Contact Us

To find out about how we can help you manage your wealth please get in touch and we can arrange a meeting initally on Teams